EN RESUMEN
The Trump administration reversed a rule that allowed undocumented immigrants who were traveling to the United States to do so as long as they were not able to purchase health insurance on the market under the Law of Attention and Medical Equitable.
There is an English version of this article as well.Go here to read it.
Less than a year after the Dreamers were first granted access to the Covered California health insurance, the undocumented immigrants who were in the United States while they were unable to obtain their medical coverage were allowed to enroll.
This implies that 2300 Dreamers in California will need to find safe housing elsewhere or leave without warning once their insurance expires at the end of the month. The government Centers for Medicare and Medicaid Services (CDS), which oversee the insurance markets, made the decision.
In the past, the Biden administration has defined the current legal definition of the Asequible Medical Attention Act (ACA) so that recipients of the Accin Diferida para los Llegados en la Infancia (DACA) program, also known as Dreamers, may obtain insurance through state and federal markets. The Trump administration revoked this decision in June and put the change into effect two months later.
In order to improve equity and access to medical care while maintaining fiscal responsibility, the order is designed to stabilize the group of risks, reduce primas, and reduce undesired inscriptions. The agency also announced changes in the market in a communication.
Covered California announced last week that it was working to inform all DACA beneficiaries that their last day of coverage would be August 31 and to help them look into other insurance options.
Since its inception, the Asequible Law has prohibited illegal immigrants from obtaining medical insurance inside the market for medical insurance. The DACA beneficiaries, who were granted permission to remain and work lawfully in the United States through a 2012 program, became the exception.
Esperaba un resultado diferente
According to Jessica Altman, executive director of Covered California, this decision is incredibly unfair to Californian workers and contributors who trusted in having health insurance for 2025, only to have it revoked eight months later. We must comply with federal law if we want to see different results for DACA beneficiaries.
Without the insurance market, Dreamers typically look for coverage through an employer or, if their incomes are sufficiently low, may qualify for ParaMedi-Cal, the state insurance program designed for low-income individuals. This puts some Dreamers in a difficult situation where they have enough money to qualify for Medi-Cal but not enough to for the whole cost of a health plan.
The advantage of signing up for a policy through Covered California is being able to access financial assistance. It is estimated that expanding coverage to DACA beneficiaries nationwide will cost the federal government between $240 and $300 million annually.
Efecto en el mercado
Although the federal government stated that the goal of the recortes is to stabilize the group of risks of the insured and help reduce the primas, experts say that removing the coverage for the J venes (the majority of Dreamers have problems ranging from 36 to os) has the opposite effect.
This is because when the most vulnerable and healthy people are covered by a policy, their low cost coverage helps to balance the high cost of covering the sick and elderly, according to Arturo Vargas Bustamante, professor at UCLA’s Escuela de Salud P blica Fielding.
Likewise, primas tend to subir for everyone when fewer j venes are included in the coverage. Consequently, Vargas Bustamante stated that those who truly need insurance should pay for it.
The DACA program, which has been in effect since the 13th century, does not grant its beneficiaries legal status, but it does provide them with protection from sports and occupational freedom. It is estimated that around 150,000 DACA recipients reside in California.
President Joe Biden’s decision to guarantee DACA beneficiaries access to insurance markets was met with immediate opposition from Republican states. A group of 19 Republican general taxpayers filed a demand in a federal court last summer in an attempt to stop the growth of the insurance market for DACA beneficiaries. A federal court in Dakota del Norte ruled in favor of the demandants and prevented the rule from going into effect in those 19 states. The new Medicare and Medicaid Centers of Services rule is applicable in every state.
The first group of a large number of immigrants who are expected to lose or quickly stop receiving insurance coverage are DACA beneficiaries. The federal presumption that President Donald Trump has approved is to stop providing market financial assistance to certain groups of legally present immigrants, like as refugees and asylum seekers, starting in 2027. Many of these beneficiaries most likely wouldn’t be able to afford their coverage without financial assistance.
As a result, everyone enrolled in a Covered California plan may see monthly premium increases of $101 starting on the third month.
CalMatters has further information.
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